New Jersey Car Accident Lawyers
Injured in a car accident in New Jersey or New York? The other driver's insurance company is already working to pay you as little as possible. We make sure you get what you're actually owed — with no fee unless we win.
If you were hurt in a car crash in New Jersey or New York, you likely have a claim. You generally have two years to file (N.J.S.A. 2A:14-2), your own PIP coverage pays initial medical bills regardless of who caused the crash, and Onal Injury Law charges no fee unless we win. The most important step is not signing anything or giving the insurer a statement before you talk to a lawyer. Free case review: (201) 335-6788.
The insurer has a strategy. So do we.
After a serious crash, the at-fault driver's insurance company has one goal: close your claim fast and cheap, ideally before you've talked to a lawyer. They may sound friendly. They are not on your side.
Onal Injury Law levels the field. We investigate the crash, secure the police report, medical records, and witness accounts, calculate the full value of your claim — including future care and lost earning power — and handle every conversation with the insurer. Every case is built as if it will go to trial, which is exactly why insurers so often decide to pay more.
Types of car accident claims.
- Rear-end collisionsOften causing whiplash and spinal injuries — and rarely the victim's fault.
- Head-on collisionsAmong the most severe, frequently involving catastrophic or fatal injuries.
- Intersection & T-bone crashesSide-impact collisions from red-light and failure-to-yield drivers.
- Distracted-driving accidentsTexting and phone use remain a leading cause of serious crashes.
- Drunk-driving (DUI) accidentsImpaired drivers who put everyone on the road at risk.
- Hit-and-run & uninsured driversWe pursue your UM/UIM coverage when the at-fault driver can't pay.
- Rideshare (Uber & Lyft) accidentsComplex coverage questions we untangle for you.
- Pedestrian & bicycle collisionsVulnerable victims who deserve aggressive representation.
What to do next.
Call 911 and get to safety
Report the crash and request medical help. The police report creates an official record of what happened.
Get medical care right away
See a doctor even if you feel fine. Concussions, soft-tissue and spinal injuries often surface days later, and a gap in treatment weakens your claim.
Document everything
Photograph the vehicles, the scene, and your injuries. Collect names, insurance details, and contact info for drivers and witnesses.
Don't give a recorded statement
The other driver's insurer may call within hours. Politely decline until you've spoken with a lawyer.
Call Onal Injury Law
We handle the insurers, the paperwork, and the investigation so you can focus on recovering. It's free to find out where you stand.
What you can recover.
Common Injuries
- Whiplash & neck injuries
- Concussions & traumatic brain injury
- Spinal-cord & back injuries
- Broken bones & fractures
- Internal organ injuries
- Burns, cuts & scarring
- Emotional trauma & PTSD
- Catastrophic & permanent disability
Compensation You Can Recover
- Current & future medical bills
- Lost wages & lost earning capacity
- Pain & suffering
- Vehicle & property damage
- Rehabilitation & long-term care
- Wrongful-death damages for a lost loved one
What you should know.
You generally have two years to file. Under N.J.S.A. 2A:14-2, most New Jersey car accident claims must be filed within two years of the crash. Claims against a public entity can have far shorter notice deadlines.
New Jersey is a no-fault state. Your own PIP coverage pays initial medical bills regardless of fault. Whether you can sue for pain and suffering depends on the tort option on your policy — the "limited tort" (verbal threshold) versus "full tort" election. We review your coverage with you.
Uninsured or underinsured drivers. If the at-fault driver has no coverage or fled the scene, your own UM/UIM coverage may still pay. We find every applicable policy so you aren't left covering someone else's negligence.
Being partly at fault doesn't end your case. New Jersey uses modified comparative negligence: you can recover as long as you weren't more than 50% at fault, with your award reduced by your share. Insurers love to over-blame victims — we push back.
Serving New Jersey & New York.
From our offices in Elmwood Park and Brooklyn, we represent car accident victims throughout Bergen County and the greater New York metro area, including:
Verdicts and settlements shown were obtained by attorneys at Whittel & Melton and are presented with permission. Prior results do not guarantee a similar outcome.
Car accident questions, answered.
How much is my New Jersey car accident case worth?+
It depends on your medical bills, lost income, the severity and permanence of your injuries, and the insurance coverage available. Minor-injury claims may settle for a few thousand dollars; serious-injury and permanent-disability cases can reach six or seven figures. Onal Injury Law gives you an honest assessment for free.
Should I talk to the insurance company after a car accident?+
Speak with an attorney before giving any recorded statement. The other driver's insurer uses those statements to reduce or deny your claim. You are not required to give one, and we handle all insurer communication for you.
How long do I have to file a car accident claim in New Jersey?+
Generally two years from the date of the crash under N.J.S.A. 2A:14-2. Claims against a government entity can have a notice deadline as short as 90 days, so it is best to call as soon as possible.
What if I was partly at fault for the accident?+
New Jersey follows modified comparative negligence. You can still recover as long as you were not more than 50% at fault, though your award is reduced by your percentage of fault. Insurers routinely over-blame victims, and we push back.
What if the other driver was uninsured or fled the scene?+
You may still recover through your own uninsured/underinsured motorist (UM/UIM) coverage. We identify every available policy and pursue each one so a hit-and-run or uninsured driver doesn't leave you paying out of pocket.
How long will my car accident case take?+
Simple claims can resolve in a few months. Serious-injury cases take longer because we wait until you reach maximum medical improvement to value the claim accurately. We move as fast as possible without leaving money on the table.
Do most car accident cases settle or go to trial?+
Most settle. But we prepare every case as if it will go to trial, and insurers know it. That readiness is often exactly why they offer more to settle.
Tell us what happened.
A few quick questions is all it takes. No cost, no obligation, and everything you share is kept strictly confidential.
We respond to every request within one business hour.